This can work out to a substantial amount. Disclosure: We are committed to recommending the best products for our readers. However, it is one of the only a few banks to offer a year CD, and of those banks, LegacyTexas is the second-best pick as of Feb. The bank is a division of Emigrant Bank, which was established in With most CDs, you can earn a higher rate by choosing a longer-term CD. Among banks offering similar-length CDs, this is high, though not the best. After all, even the best-laid plans sometimes go awry in a year time span. These include white papers, government data, original reporting, and interviews with industry experts. Instead, most financial experts advise investing in the stock market.
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